FAQs

Q: What is a rent credit?

A: A rent credit is when part of your monthly rent payment is credited towards the eventual purchase of the home. This can either go to cover closing costs, as a down payment, or just as a deduction to the sales price.

Q: I don’t have good credit, is this a problem?

A: That is the wonderful thing about our program. You don’t have to qualify with a bank as with your traditional mortgage. The owner of the home acts as the bank. We don’t have strict guidelines that we follow. We can be very flexible. We understand that bad things happen to good people. Here at Empire Options we are willing and it is our desire to help you out.

Q: Am I locked into buying the home?

A: No. At any time after the first year and before the completion of your rental term, you may choose to buy the home or at the end of the term you can choose to simply walk away. Its up to you!